RegTech for CRA teams

Automate CRA Geocoding and Census Tract Analysis

Upload thousands of addresses and identify census tracts, tract income classifications, and LMI eligibility using official U.S. Census and FFIEC data.

Built for banks, credit unions, mortgage lenders, CRA consultants, and compliance teams that need faster, cleaner, and more consistent CRA analysis.

CSV upload FFIEC matching LMI classification

Nexus Workflow

Address File Processing
Processing 92%
CSV Upload Geocode Tract Match LMI Status Export
Tract Map LMI
Total Records 12,480
Matched 11,932
LMI Eligible 38.4%
AddressTractIncomeStatus
1140 Market St06075.0178ModerateReady
802 Hudson Ave36047.0920LowReady
251 Lake Dr17031.8411MiddleReview
Regional Banks Credit Unions Community Banks Mortgage Lenders CRA Consultants
The problem

CRA Analysis Shouldn’t Be Manual

CRA teams often spend hours or days manually reviewing address files, searching census tract data, cross-referencing FFIEC datasets, and preparing spreadsheets for reporting.

Manual Address Lookup

Teams spend valuable time searching addresses one by one.

Complex Census Data

FFIEC and census tract files can be difficult to work with manually.

Spreadsheet Errors

Manual copying and classification increases the risk of inconsistent outputs.

Slow CRA Preparation

Preparing clean datasets for CRA analysis can delay reporting and review.

Limited Visibility

Static spreadsheets make it harder to quickly understand geographic lending patterns.

Nexus Compliance automates the repetitive work so CRA teams can focus on analysis, strategy, and compliance readiness.
How it works

From messy address files to clean CRA-ready data

One workflow for upload, geocoding, classification, review, and export.

01

Upload

Upload a CSV file containing addresses. The platform supports bulk address processing for large datasets.

02

Geocode

Automatically geocode addresses using official U.S. Census data.

03

Classify

Match each address to census tract, state, county, income level, LMI status, and FFIEC tract data.

04

Export

Download a clean, structured CSV for CRA analysis, reporting, internal review, and compliance workflows.

Product features

Built for high-volume CRA analysis

Give analysts a clean dashboard instead of forcing the entire workflow into disconnected spreadsheets.

Bulk Address Processing

Upload large address files and process thousands of records more efficiently.

Census Geocoding

Convert addresses into accurate census tract-level data.

FFIEC Tract Matching

Automatically connect each address to relevant FFIEC census tract information.

LMI Classification

Identify whether each tract is Low-, Moderate-, Middle-, or Upper-Income.

Clean Export Files

Export structured CSV files that are easy to review, share, and use downstream.

Match Confidence

Show confidence indicators and status fields so teams can review exceptions.

Large File Support

Designed to support high-volume CRA analysis across large address datasets.

Analyst-Friendly Interface

Review tract, income, and LMI fields in a modern dashboard experience.

Why Nexus Compliance

Replace hours of manual work with automated analysis

Manual CRA Workflow

  • Search addresses one by one
  • Download and review multiple datasets
  • Manually match census tracts
  • Determine income classifications
  • Copy results into spreadsheets
  • Spend hours or days preparing files

Nexus Compliance

  • Upload one CSV
  • Automatically geocode addresses
  • Match census tract data
  • Classify LMI eligibility
  • Review results in a dashboard
  • Export clean CRA-ready files
Solutions

Built for CRA and compliance teams

Nexus Compliance supports teams that need accurate tract-level analysis without adding more manual work.

Community Banks

Automate CRA analysis without adding more manual work to lean compliance teams.

Regional Banks

Process larger datasets and standardize tract-level analysis across markets.

Credit Unions

Support community impact and compliance workflows with cleaner geographic data.

Mortgage Lenders

Analyze address-level lending data by census tract and income classification.

CRA Consultants

Serve clients more efficiently with faster data processing and cleaner outputs.

CDFIs

Understand lending and investment activity across communities and geographies.

Business value

Cleaner data. Faster workflows. Better review.

Save Analyst TimeReduce repetitive manual lookup and spreadsheet work.
Improve ConsistencyStandardize how address files are geocoded, matched, and classified.
Process More DataHandle large address datasets more efficiently.
Support CRA WorkflowsPrepare cleaner data for CRA analysis, reporting, and review.
Reduce Operational FrictionUse one workflow for upload, geocoding, classification, and export.
Prepare for ExpansionBuild a foundation for broader regulatory compliance tools.
Platform preview

A dashboard your CRA team can trust

Review record counts, matched results, LMI percentages, incomplete records, tract classifications, and export status from one clean interface.

StateCountyTractIncome Level

Processing Summary

Q2 CRA Address File
Total48,220
Matched46,918
LMI %41.2%
Needs Review1,302
AddressCountyIncomeConfidence
700 Elm StreetKingsModerate98%
15 BroadwayNew YorkMiddle96%
120 River RoadEssexLow94%
Data sources

Powered by official public data sources

Nexus Compliance uses official public datasets such as U.S. Census geocoding data and FFIEC census tract information to support tract-level classification and CRA analysis. The platform supports data analysis and workflow automation; it does not replace legal or regulatory advice.

Security and trust

Designed for regulated financial institutions

Built with enterprise security principles and a SOC 2-ready roadmap.

Secure file uploadProtect data during upload and processing.
Role-based accessPrepare for team-level permissioning.
Audit-friendly exportsGenerate structured outputs for review.
Data transparencyShow match status and confidence fields.
Cloud-ready architectureDesigned for enterprise deployment needs.
Bank-grade product designInterfaces built for compliance teams.
Future platform vision

Built for today’s CRA workflow. Expanding into tomorrow’s compliance platform.

Current capabilities

  • CRA geocoding
  • Census tract matching
  • LMI classification
  • CSV exports
  • Address file processing

Future roadmap

  • CRA dashboards
  • Fair lending analytics
  • Examiner-ready reports
  • Board reporting
  • AI compliance assistant
  • Branch and assessment area analysis
FAQ

Questions banks and compliance teams ask first

Modernize your CRA workflow

Turn address files into clean, tract-level CRA data faster.